Electronic Communications Disclosure and Agreement

This Electronic Communications Disclosure and Agreement (“Disclosure”) applies to all communications related to the Bushel Business Account product (“Account”) and accompanying services available through bushelwallet.com (the “Website”) and/or our mobile application (collectively, the “Products and Services”). This Disclosure supplements and is to be construed in accordance with the terms of the Account Agreement (“Agreement”) you received when you obtained the Account.

By agreeing to and accepting this Disclosure you acknowledge you will receive all Communications in electronic form, rather than in paper form.

  1. Scope of Communications to Be Provided in Electronic Form. Communications that may be delivered electronically include, but are not limited to:
    • All legal and regulatory disclosures and communications associated with the Products and Services;
    • The Agreement and any notices about changes in terms;
    • Periodic statements and/or transaction histories (if applicable);
    • Privacy policies and notices;
    • Responses to claims filed in connection with the Products and Services;
    • Notices regarding the Account, including insufficient funds or negative balances; and
    • All other communications between us and you concerning the Products and Services.
  2. Method of Providing Communications in Electronic Form. All Communications that we provide in electronic form will be provided via E-mail, bushelwallet.com, and/or through the mobile app.
  3. How to Withdraw Consent. You may withdraw consent to receive Communications in electronic form by emailing [email protected]. If you withdraw consent, the Account will be closed in accordance with the terms of the Agreement, and you will no longer have access to any Products and Services.
  4. How to Update Records. It is your responsibility to provide us with a true, accurate, and complete E-mail address and other contact information related to this Disclosure and the Products and Services, and to maintain and update promptly any changes in this information. You can update information (such as the E-mail address) through email communication to [email protected].
  5. Hardware and Software Requirements. In order to access, view, and retain electronic Communications, you must have:
    • An Internet browser that supports 128-bit encryption, which requires Windows 2000 or later version running either Internet Explorer version 6.0 or higher or Firefox version 3.0 or higher, or Macintosh OSX 10.2 or higher running Safari web browser.
    • Sufficient electronic storage capacity on your computer’s hard drive or other data storage unit.
    • An active E-mail account with an Internet service provider and e-mail software.
    • A personal computer (for PC’s: Pentium 120 MHz or higher; for Macintosh, Power Mac 9500, Power PC 604 processor: 120-MHz Base or higher), operating system and text-formatted email or by access to our website using one of the browsers specified above.
    • Adobe Reader version 9.0 or higher.
  6. Requesting Paper Copies. We reserve the right, but assume no obligation, to provide a paper copy of any Communication that you have authorized us to provide electronically. You can obtain a paper copy of an electronic Communication by printing it or by requesting that we mail a paper copy. To request a paper copy, contact us by email at [email protected].
  7. Communications in Writing. By accepting this Disclosure, all Communications in either electronic or paper format from us to you will be considered “in writing.”
  8. Federal Law. You acknowledge and agree that consent to electronic Communications is being provided in connection with a transaction affecting interstate commerce that is subject to the federal Electronic Signatures in Global and National Commerce Act.
  9. Termination/Changes. We reserve the right, at our sole discretion, to discontinue the provision of electronic Communications, or to terminate or change the terms and conditions upon which electronic Communications are provided.
  10. Consent. By agreeing to this Disclosure, you are indicating your electronic signature as acknowledgment and acceptance of these terms, and you give us your affirmative consent to receive electronic Communications as described herein. You further agree that your computer or other access device satisfies the hardware and software requirements specified above, and that you have provided us with your current E-mail address to which we may send you electronic Communications.